It has been more than 2 years since I started learning and reading about personal finance. I decided to learn about it because I don't want to just spend my money with things that aren't important and that I want to maximize the potential of my salary/ earnings.
I started my personal finance education journey through personal finance books in Philippine setting so that it would be easier for me to do the recommended actions by the books. After reading more than 5 books on personal finance I have made my own formula or steps in successful money management. Which is SAVE - PROTECT - INVEST, these are the steps that I have followed through the years and it had help me significantly with my financial management.